Saving For School
Understand RESPs, Take Control of Your Savings, Minimize Student Debt
- Publisher
- HarperCollins Canada
- Initial publish date
- Dec 2013
- Category
- General
-
eBook
- ISBN
- 9781443418690
- Publish Date
- Dec 2013
- List Price
- $7.99
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Description
The average debt hanging around the necks of Canadian graduates is $27,000. So when they don their cap and gown and look forward to the future, what they are actually looking at is decades of payments. Yet only 35% of eligible kids receive the Canada Education Savings Grant—up to $7,200 that the government wants to GIVE parents as a reward for saving for school.
So why don’t more parents use RESPs?
- They don’t understand how they work
- They say they can’t come up with the money
- They don’t know about the grant – the free money
- They aren’t convinced their kids will need their help
- The language and rules just seem too complicated
.
Saving for School will explain the ins and outs in Gail’s trademark clear, straight-forward style. It takes parents and future students through putting money into a plan, and taking it out in the most tax-effective way, makes following the rules and regulations simple, and shows you how to set your plan up to work for YOU (as opposed to making it easy on your financial institution).
Beyond RESPs, Gail offers a full plan for minimizing your student debt, guiding you through how much student loan you should take on, and offer general tips and strategies for saving and for following a budget at school. With Gail by your side, there’s no excuse not to start Saving for School.
About the author
GAIL VAZ-OXLADE is one of Canada’s most successful and respected financial writers and has authored several bestselling books, including the #1 bestseller Debt-Free Forever, Money-Smart Kids and It’s Your Money. She is currently doling out her no-nonsense approach to finance as host of the television shows Money Moron, Princess and Til Debt Do Us Part, and is a radio host on CFRB 1010.
WEB: GAILVAZOXLADE.COM
FACEBOOK: GAIL VAZ-OXLADE
TWITTER: @GAILVAZOXLADE
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