For most Canadians, an RRSP is the only personal pension plan they will ever have.  As employer-sponsored plans become increasingly rare outside the public sector, we  must rely on our own savings and money management skills to ensure a comfortable  lifestyle after retirement.

This comprehensive guide by bestselling financial author Gordon Pape provides the  secrets to building a winning RRSP—everything from setting up the right kind of  plan at the outset to proven strategies that will enable you to grow your RRSP over  time to a value of several hundred thousand dollars. And all the while, you’ll be collecting  sizeable tax refunds for every contribution you make.

This is a must-read book for everyone who cares about providing a comfortable future  for themselves and their families. Inside you'll find information on

• how to choose a plan that’s right for your needs

• tips for selecting the best RRSP investments

• the most common RRSP mistakes and how to avoid them

• little-known RRSP strategies

• how to build successful portfolios

• deciding between an RRSP and a TFSA

• when to use the Home Buyers’ Plan

• transitioning to an RRIF

Gordon Pape is best known to Canadians as CBC-radio's personal finance commentator and as the author of popular books on money management and investment strategies. These include Building Wealth in the '90's, Low-Risk Investing, Retiring Wealthy, and his annual guides to RRSP's and mutual funds. He has also co-authored three novels and the award-winning Montreal at the Crossroads.

Gordon Pape's profile page

“Gordon Pape is one of Canada's most influential writers about investing and personal finance. This plain-speaking, step-by-step guide to RRSPs helps readers set up a plan, understand how they work, and build successful strategies to make this all-important source of retirement income grow and prosper over time.” - Adam Mayers, investment and personal-finance editor, Toronto Star

“When you combine Gordon Pape's unsurpassed knowledge of RRSPs with his unique ability to share it in a language accessible to all, you get RRSPs: The Ultimate Wealth Builder, his all-you-need-to-know game plan toward achieving retirement security.” - Peter Muggeridge, money editor, Zoomer Magazine

“Financial sage Gordon Pape pulls no punches: an RRSP is your personal pension plan and should be managed accordingly. Learn how to do just that in this easy-to-read book, which describes the journey to peace of mind and retirement.” - Evelyn Jacks, Bestselling author of 50 tax-planning books and president of Knowledge Bureau

“All you need to know about RRSPs from Canada's ultimate wealth expert.” - Rob Carrick, personal finance columnist, The Globe and Mail

“Gordon Pape has merged tax planning, hard truths, important information, and sage advice to create a comprehensive view of an RRSP: before, during, and after the set-up of the plan. Anyone who reads the book carefully will have learned everything he or she will likely need to know at any stage of the RRSP.” - Al Emid, financial-services author, journalist, and broadcaster