PATRICIA LOVETT-REID, Hon. FCSI, CFP, is a senior vice-president with TD Waterhouse Canada Inc., a subsidiary of the Toronto-Dominion Bank. She is the host of MoneyTalk, a weekly program on Business News Network (formerly ROB TV), and is one of Canada’s leading authorities on wealth management. In 2007, she was named one of Canada’s Most Powerful Women: Top 100 by the Women’s Executive Network. She is the author of six books, including the bestsellers Live Well, Retire Well: Strategies for a Rich Life and a Richer Retirement, Surprise! You’re Wealthy: Every Woman’s Guide to Financial Independence and Strategies for Women: Turning Dreams into Reality. She lives in Oakville, Ontario.

JONATHAN VERNEY is president of Warp Communications Group, the corporate storytellers (www.WarpGroup.ca). He co-authored Live Well, Retire Well: Strategies for a Rich Life and a Richer Retirement, has co-written a global marketing report on international executives with Harvard University and The Caldwell Partners, and has created branding initiatives for Canada’s largest corporations. He lives in Toronto, Ontario.