Larry Bates is a former senior banker and investment industry insider turned investor advocate, author, and speaker. He shows how you can build a larger retirement nest egg by switching from high cost mutual funds to more efficient, low-cost investment products. And you can do it in a couple of hours a year.

Larry Bates reveals the secrets, decodes the mystery and provides a simple, step-by-step guide to investing, proving conclusively that you don't need to be an expert to invest successfully...you just need to know the basics. It's easy when you know how! For more about Larry Bates go to www.larrybates.ca