• Age: 12 to 16
• Grade: 7 to 11

It's never too early to make your money work for you! Discover how with this teen guide to financial health.

You don't have to work on Wall Street to know that money is important. Learn to handle it responsibly with this teen guide to money skills that makes managing money more fun! It dives into the essentials of saving, investing, and more, with tips on getting the most out of everything you earn. Before you know it, you'll be throwing around terms like dividend and liquidity like a finance professional.

Be smart with money—Learn how to set financial goals, create a budget, and recognize the difference between good debt and bad debt so you can make calculated decisions with your money.

What's up with the stock market?— Get an overview of how the stock market works and explore all the different ways you can invest your money and assess your risk tolerance.

Plan for the future—This advice is meant especially for teens, with pointers for landing a summer job, starting a savings plan, and preparing for the years ahead!

Invest in your financial success with Money for Adulting.

Michelle Hung's profile page

MICHELLE HUNG, CFA, is an author and the founder of The Sassy Investor, a platform that empowers women to take control of their finances. A chartered financial analyst (CFA), she spent seven years working in investment banking and venture capital in Toronto, Canada.

"Financial analyst Hung offers sound and useful money management advice for teens... this is an easy-to-understand and helpful financial literacy resource." — Booklist

"If you enjoyed our book Investing for Kids, then you're really going to appreciate Money for Adulting, which picks up right where we left off. Michelle does a great job making concepts like diversification, risk assessment, and stock investing relatable to teenagers; and then expounds on important topics such as college and career planning." — Dylin Redling, co-author of Investing for Kids

"This should be a required textbook for all high schools. Michelle does a fantastic job of covering all the core basics of financial literacy that desperately need to be taught to our future generations. Although this book is marketed to teens, most adults would benefit from the knowledge within these pages." — Jason Brown, author of Margin Matters: How to Live on a Simple Budget & Crush Debt Forever

"Michelle's take on the importance of starting to learn about money at a young age is insightful and engaging. Her expertise through working on the ground in capital markets and investing makes her a bonafide expert in investing for adults—and carrying those lessons on to teens is invaluable. Her ability to connect with a young audience by taking the fear out of money and investing is commendable. Definitely a great gift idea for the teens in your life!" — Leanna Haakons, author, founder of Black Hawk Financial