As soon as the COVID-19 global pandemic hit North America, Licensed Financial Advisor Christine Ibbotson, syndicated “Ask the Money Lady” columnist and recent author of How to Retire Debt-Free and Wealthy, started receiving hundreds of emails from concerned citizens. Should I sell off my stocks? How should I budget my spending during a temporary work stoppage? Is a mortgage payment holiday really a good thing—what’s the catch? How can we use this situation to make money and lower debt?

Ibbotson has worked quickly and diligently in the face of this global financial crisis to provide readers in Canada, the US, and UK with a collection of thoughtful responses to, and practical advice for, their most pressing concerns. Topics include what help banks and governments can offer during the pandemic, what we can learn from past financial crises, how to financially secure your future—including pent-up demand that will turn the markets, and best investment and lending strategies—and how to create a financial plan and move your finances in a different direction, ultimately leading to a safe and secure—and maybe even early—retirement.

Christine Ibbotson has been providing financial advice to clients for over twenty-three years and is a Licensed Financial Advisor, a Licensed Residential and Commercial Mortgage Broker and a provincially Licensed Insurance Broker. She also attained her Chartered Investment Manager designation with further studies taken in Advanced Estate Planning, Trusts, and Taxation. Throughout her career, Chris had the opportunity to manage her own Mortgage Brokerage Firm for many years. She has a vast client base with hundreds of clients that have continually sought her expertise for every stage of their financial lives. Chris writes a financial advice column, regularly speaks at bank advice events and is a frequent guest speaker for client focused retirement seminars coordinated by local financial institutions. She currently continues to provide personalized investment and lending advice to clients with an ongoing focus towards wealth building, estate planning, and tax minimization.

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