Off the Page

A blog on Canadian writing, reading, and everything in between

Latest Blog Posts
Book Cover the Queer Evangelist

On Telling the Truth in Politics

By Cheri Divnovo

An excerpt from new memoir The Queer Evangelist, Cheri DiNovo's story of her life as a queer minister, politician and st …

read more >
 The Chat with GG's Literature Award Winners The Fan Brothers

The Chat with GG's Literature Award Winners The Fan Brothers

By Trevor Corkum

We continue our special coverage of this year’s Governor General's Literature Award winners in conversation with the a …

read more >
Book Cover Oy Feh So

Notes from a Children's Librarian: Books on Jewish Heritage

By Julie Booker

Compelling stories showcasing Jewish Heritage to be enjoyed by readers of all ages.

read more >
The Chat with GG's Literature Award Winner Madhur Anand

The Chat with GG's Literature Award Winner Madhur Anand

By Trevor Corkum

Check out our conversation with Madhur Anand, whose brilliant experimental memoir This Red Line Goes Straight to Your He …

read more >
Me and Bridget Jones (20 Years Later)

Me and Bridget Jones (20 Years Later)

By Erika Thorkelson

Erika Thorkelson's "Me and Bridget Jones (20 Years Later)" is one of the essays in Midlife, a new essay collection explo …

read more >
The Chat with GG's Literature Award Winner Michelle Good

The Chat with GG's Literature Award Winner Michelle Good

By Trevor Corkum

Today we are pleased to kick off our special coverage of the 2020 Governor General's Award winners (English-language) wi …

read more >
Book Cover Cattail Skyline

The World Up Close

By Joanne Epp

A recommended reading list by author of new book CATTAIL SKYLINE on paying close attention to the small and particular.

read more >
Book Cover What's In It For Me

The Keepers on My Bookshelf

By LS Stone

Depth and humour are themes in this great recommended reading list by the author of the new middle grade novel What's in …

read more >
Book Cover the Girl from Dream City

How Does a Woman Become a Writer?

By Linda Leith

"The writers who interest me most, always, are women who write about themselves in ways that a male writer never could." …

read more >
Book Cover Big Reader

11 Essay Collections to Revisit Now

By Susan Olding

"The bestselling novel of a decade ago will sometimes seem stale or irrelevant today, but that’s rarely true of an ess …

read more >

Win 1 of 5 Copies of Your First Home: A Buyer's Kit by Kimberley Marr. #realestate #homebuyers #givecdn

Kimberely Marr, author of Your First Home

Kimberley Marr, CAAP, ABR, is a RE/MAX real estate broker with over 23 years' experience. Throughout her career she has assisted many buyers and sellers in fulfilling their real estate goals and dreams. Marr has developed and taught real estate buyers' programs for the last 17 years with a focus on first-time home buyers. She has made television appearances and has been a speaker at national and international real estate, mortgage financing, and industry related conferences. Your First Home: A Buyer's Kit is her first book. Visit her online at www.kimegerton.com.

Julie Wilson: In your experience, what would say is the #1 misconception about buying your first home?

Kimberley Marr: There is a misconception that a large down payment (i.e. 20-30 percent of the purchase price) is required, which may not be the case for buyers that qualify for a high-ratio type of mortgage. Mortgages usually fall into one of two categories—conventional or high-ratio financing. Sometimes a buyer, based on lender underwriting criteria qualifies for a mortgage, may not have a large enough down payment to be considered a conventional type of mortgage (i.e., 20 per cent or more of the purchase or appraised price whichever is lower, for a down payment). However, the buyer may still be able t …

Continue reading >

The Randomizer

Load New Book >
X
Contacting facebook
Please wait...